AI-Powered Mortgage Operations

Turn your intake call
into a complete loan file.

manual

15:00

with AI

LenderFlow ingests raw call notes, auto-structures the loan file, calculates qualifying income, and surfaces the optimal lender match — in under 60 seconds.

app.lenderflow.ai/loans/LF-2847

Loan File

BorrowerJames & Maria Smith
Property123 Oak Ave, Phoenix AZ
Loan TypeConventional
Purchase Price$485,000
LTV80%

Income

MethodBank Statement
Period24 months
Gross Deposits$348,000
Expense Factor50%
Qualifying$14,500/mo

Best Match

United Wholesale

Rate: 6.875% · 0.5 pts

Rocket Mortgage

Rate: 7.125% · 0 pts

Structured in 0:58

AI confidence: 97%

Guidelines pre-loaded for

United Wholesale·Rocket Mortgage·LoanDepot·Pennymac·Planet Home·Caliber·Flagstar·Freedom Mortgage·CrossCountry·NewRez·Movement·Homepoint·United Wholesale·Rocket Mortgage·LoanDepot·Pennymac·Planet Home·Caliber·Flagstar·Freedom Mortgage·CrossCountry·NewRez·Movement·Homepoint·

Live data — updated every week

127

lender guidelines pre-loaded

Weekly

guideline updates

60s

intake to loan file

W2 · SE · DSCR · BS · 1099

income methods

How it works

Three steps. Under 60 seconds.

Step 01 of 03

Intake

Paste call notes or transcript

Drop in a 15-minute call transcript, a voice memo, or hand-typed notes. The AI extracts every field — borrower, property, loan type, income sources — without a form.

01

Intake

Paste call notes or transcript

InputRaw call notes / transcript
BorrowerJames Smith
Property123 Oak Ave, Phoenix AZ
Loan TypeConventional 30yr
Income SourceSelf-employed (S-Corp)
Time0:12 to parse
02

Income

Deterministic qualifying income

MethodBank Statement (24mo)
Gross Deposits$348,000
Expense Factor50%
Net Income$174,000/yr
Qualifying$14,500/mo
DTI38.2% ✓
03

Match

Ranked lender placement

Guidelines scanned127
Eligible lenders14
Best fitUnited Wholesale
Rate6.875% / 0.5 pts
Match confidence97%
Time0:41 total

Features

Everything a broker needs.
Nothing they don't.

Built around the three jobs brokers do 50 times a day — structure the file, calculate income, find the lender.

Step 01

AI Intake Parser

Drop raw call notes or a transcript. The AI extracts every field — no forms, no manual entry.

Step 02

Income Engine

W2, self-employed, DSCR, bank statement, 1099, and asset depletion — deterministic TypeScript, never an LLM guess.

60sec

intake to loan file

Step 03

Lender Match

127 guidelines indexed weekly. Score every lender against eligibility, overlays, and pricing — surface the best fit instantly.

Knowledge Base

Guidelines Always Fresh

Weekly ingestion pipeline keeps 127 lender guideline PDFs chunked, embedded, and ready to query.

Output

Structured Loan File

Every run produces a clean, broker-reviewable file: borrower, property, income, liabilities, and lender match — ready in seconds.

Early Access

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Join the brokers turning raw call notes into funded loans — faster than any manual process.